Question:
What is a bank levy and how do I stop it form happening to me?
¿Qué es una tasa bancaria?
El más rápido, más fácil y más eficaz herramienta es el Banco Levy. La clave, por supuesto, es encontrar la cuenta. Muchos acreedores Sentencia tendrá una copia de un cheque remitido previamente al deudor. La mayor ventaja de utilizar un servidor privado de procesos es que la contribución se puede realizar en la demanda. Cuando los fondos están disponibles para satisfacer el fallo (o parcialmente) cumplir, la cuenta debe ser percibidos de inmediato. El sheriff llevará a cabo la tasa, pero quién sabe cuándo? Un Acreedor de la Sentencia no puede dar instrucciones al alguacil (o Marshall) cuando a percibir sobre una cuenta bancaria! Su sheriff local llevará a cabo la cotización cuando tienen tiempo. Sin embargo, cuando el alguacil entrega el banco, su dinero puede desaparecer. ¿El IRS presentó una tasa con su banco, dejándole incapaz de pagar sus facturas, su alquiler o hipoteca, el pago auto o para alimentar a su familia? Usted solo tiene 21 días para detener la cotización con un lanzamiento de Banco Levy.
Si usted ignora notificaciones del IRS, las llamadas telefónicas y cartas, el IRS comenzará a lo que ellos llaman haga efectiva la cobranza. De nuevo, es un camino para que consigan la atención y recaudar los impuestos en mora. Localizar el banco u otra institución financiera puede ser difícil para el IRS. Sin embargo, si usted tuviera intereses o dividendos de ingresos en los últimos años, el IRS sabe por dónde empezar. Igual que en su W-2, estas 1099 muestran el nombre y la dirección de la institución financiera que puede disponer de su dinero o bienes (acciones, bonos, etc.)
La toma de su cuenta bancaria o sus activos es la acción final en sus colecciones de la deuda esfuerzos. El IRS envía un Aviso de embargo a la institución financiera para informarles que usted debe impuestos. El IRS exige que se congelen todos los fondos en su cuenta (s) a partir de ese día. Esto incluye todas las cuentas con su número de seguro social. A continuación, se puede utilizar ninguno de esos fondos para pagar sus cuentas. Esto puede causar congelación de sus cheques a rebotar. El banco debe mantener estos fondos por 21 días. Al final de ese período, el banco debe remitir los fondos al IRS.
Este período de 21 días nos da el tiempo para negociar con el IRS y alentar a liberar los fondos a la tasa. Véase Banco Levy de la versión para obtener más detalles. Después del período de 21 días, el banco envía el dinero al IRS y que se ha ido! No hay nada que puedas hacer en ese momento a menos que los impuestos pagados en exceso. Una vez que usted le debe dinero al IRS, se vuelven muy agresivos en sus intentos de colección. Uno de los métodos de recogida más común del IRS utiliza Levy es el Banco. Permite que el IRS para presentar su banco con un pedazo de papel que requiere el banco para retirar de inmediato todo el dinero que usted le debe al IRS.
Después de que el banco ha limpiado todas las cuentas corrientes y de ahorro con su nombre en ellas, envían el dinero al IRS. Debería tener esto como notificación de que el IRS emitirá otra tasa bancaria en su contra en el futuro para satisfacer todos los saldos adeudados a los mismos. Es un poco como pegarle a la lotería para el IRS. Una vez que encuentran la manera de obtener su dinero, van a seguir teniendo su dinero mediante la emisión de más gravámenes bancarios.
Muchas veces estas tasas bancarias están mal, pero depende de usted para corregir el problema. Mientras tanto, los cheques que he escrito están rebotando por toda la ciudad.
Lo peor de la tasa bancaria del IRS es que puede capturar sus hijos, padres, novia o una cuenta bancaria de su cónyuge, si su nombre pasa a ser en la cuenta. Incluso si es sólo la existencia de conveniencia.
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| Kristle Jones |
