Question:
What information can be presented about the Experian credit bureau?
Sitio Web de Experian
Según el sitio web de la compañía, Experian cuenta con más de 4.500 personas en América del Norte. Las ventas anuales de Experian en América del Norte son más de $ 1,2 mil millones. Norte de Experian bases de datos de América contienen más de 65 terabytes (65 billones de bytes) de datos. Experian mantiene la información de crédito de aproximadamente 215 millones de consumidores en EE.UU. y más de 15 millones de empresas de EE.UU.. Experian mantiene información demográfica sobre los aproximadamente 215 millones de consumidores en 110 millones unidades de vivienda en los Estados Unidos. Experian proporciona información de la dirección por más de 20 mil millones de piezas de correo electrónico de promoción a más de 100 millones de hogares cada año. La oficina de crédito Experian es filial de GUS plc, una compañía con sede en el Reino Unido, que incluye la celebración de inversión inmobiliaria retail, las finanzas y las empresas de servicios de información.
de crédito Experian
América del Norte Experian
Con aproximadamente 30 años de experiencia y más de 30.000 clientes en América del Norte, Experian combina nuestros datos sin precedentes con el conocimiento, experiencia y creatividad para ayudar a las empresas a construir relaciones exitosas con sus clientes. Experian proporciona asimismo a los consumidores de EE.UU. con las herramientas y servicios para ayudarles a entender, manejar y proteger sus perfiles de crédito personal.
Servicios de crédito
La oficina de crédito Experian ofrece soluciones de valor añadido para ayudar a nuestros clientes a optimizar sus procesos de selección, adquisición, gestión y maximización de las interacciones con sus clientes. Estas soluciones permiten a los clientes crecer de manera rentable las relaciones con clientes utilizando los activos de información de Experian y experiencia en la gestión del riesgo de crédito y comercialización. Muchos de los productos Servicios de crédito y las soluciones están regulados por la Fair Credit Reporting Act, que protege los derechos de los consumidores al limitar el acceso a sus reportes de crédito.
Servicios de Marketing
Servicios de marketing se centra en ayudar a los clientes comunicarse de manera efectiva con sus clientes a través de múltiples canales y medir la eficacia de las comunicaciones. conexiones de la información, gestión de datos, análisis y soluciones de entrega de potencia más inteligentes estrategias de marketing directo y entregar al cliente cierto para los vendedores en el catálogo, comercio minorista, servicios financieros, sin fines de lucro, medios de comunicación, productos de consumo, los sectores mid-tier/reseller y otros.
Experian Automotive
Experian Automotive ofrece soluciones de información para fabricantes, distribuidores, compañías de finanzas y seguros, y los consumidores. Experian ayuda a aumentar los clientes de automoción lealtad de los clientes, objetivo y atraer nuevos negocios y tomar mejores decisiones de préstamo y compra de vehículos. Su base de datos nacional de vehículos, la vivienda más de 450 millones de vehículos, junto con el crédito de Experian, bienes de consumo y la información comercial, satisface la creciente demanda de la industria para una fuente de información integrada. La base de datos nacional de vehículos contiene el título y datos de registro? incluyendo el número de identificación del vehículo, el título y el traslado, registro y renovación, especificaciones, marca y nombre y dirección? de una variedad de fuentes públicas y de propiedad en los 50 estados, Washington, DC, Puerto Rico, y Canadá. Experian avanzados servicios de apoyo a las decisiones ayudan a los clientes convertir esta información en mejores resultados comerciales.
Experian directa del Consumidor
Experian Consumer Direct ofrece a los consumidores un acceso rápido, fácil y barata de sus historiales de crédito para ayudar a administrar mejor sus vidas financieras. La división fue creada en 2002, cuando Experian combinado CreditExpert, su grupo de gestión de crédito al consumo, con ConsumerInfo.com, el mayor proveedor de informes de crédito en línea y otra información relacionada con el crédito a los consumidores. Experian Consumer Direct propiedades de Internet, que incluyen ConsumerInfo.com, FreeCreditReport.com, CreditExpert.com, CreditMatters.com, junto con los sitios de marcas compartidas, reciben más de 10 millones de visitantes mensuales. En 1996, fue la primera empresa de EE.UU. para ofrecer a los consumidores el acceso en línea a los informes de crédito, y se prolongó hasta la entrega en línea pionera de los informes de crédito de tres Mesa y las puntuaciones de crédito estilo de prestamista. Su informe innovador de tres oficina proporciona a los consumidores acceso a su historial de crédito completa de sus Equifax, Experian y TransUnion archivos en segundos. La empresa entregó más de 2,7 millones de cuentas de crédito en 2003 y en la actualidad, más de 2 millones de miembros pertenecen a su servicio de monitoreo de crédito. Experian Consumer Direct goza de importantes asociaciones de marca con empresas como Yahoo, MSN, EarthLink, LendingTree, Quicken, E-LOAN, y AOL.
información de crédito Experian
Datos acerca de la precisión que incluyen archivos de crédito Experian contienen los registros de aproximadamente 205 millones de consumidores activos de crédito y 15 millones de empresas de EE.UU.. Cada mes, hay más de 4,5 mil millones actualizaciones a la información del informe de crédito a través de los EE.UU. Las bases de datos de crédito de América son los más precisos y seguros del mundo. Experian cuenta con un largo y distinguido historial de la administración responsable de los datos a nuestro cuidado.
Datos acerca de la privacidad que incluyen Experian utiliza el estado de la tecnología de última generación tanto para proteger los datos de crédito y mantener las normas de privacidad estrictas, de conformidad con la Ley Federal Fair Credit Reporting Act. Nadie está autorizado a ver los informes de crédito al consumo a menos que tengan fines permisibles y la oficina de crédito Experian ha verificado la identidad de la persona que hace la solicitud. Nosotros, por supuesto, la cuota de su expediente de crédito con un otorgante de crédito cuando usted nos lo indique. Un ejemplo de esto sería un banco que está tomando una decisión de crédito en un préstamo que ha solicitado. para obtener más información, echa un vistazo a www.experian.com.
Agencia De Cobro Frequently Asked Questions
What will I need to submit a judgement collection?
What is the process for rent recovery and the courts?
What should I ask a rent recovery collection agency?
What does a sample rent recovery letter look like?
What would a final debt collection recovery letter look like?
What are the basics of collecting a debt?
Is there a difference between medical collections and other methods?
How do I collect debt from a Direct Marketing campaign?
How can direct response marketing help or hurt my business?
Why do companies use collection agencies?
What should I look out for with tenant screening?
What are some trends in the collection agence industry?
What are some facts about the debt collection industry?
What are some facts about the debt collection industry?
How can I automate rent collection?
What is the Delinquent Tenant Cooperative ?
What credit card debt relief programs do credit card companies offer to customers?
What kind of debt collection letters should be sent for NFS checks?
What are some past due sample collection letters?
What are some examples of bad debt collection letters?
What are some debt collection letters to send out to seriously late debtors?
What are some bad debt collection letters I can send to uncooperative consumers?
What kind of sample collection letters should be sent for accepting a debtor's offer?
What kind of sample collection letters should be sent from one business to another business?
What information can be presented about the Equifax credit bureau?
What information is there about the credit reporting industry?
How can I obtain business credit reports?
How do I receive consumer credit reports?
What is the Consumer Credit Reporting Act?
What can a credit reporting agency furnish in a consumer's credit report?
What information can be presented about the Experian credit bureau?
What information can be presented about the TransUnion credit bureau?
What are Alabama's state debt collection laws?
What are California's state debt collection laws?
What are Colorado's state debt collection laws?
What are Connecticut's state debt collection laws?
What are Florida's state debt collection laws?
What are Georgia's state debt collection laws?
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What are Indiana's state debt collection laws?
What are Kentucky's state debt collection laws?
What are Louisiana's state debt collection laws?
What are Maryland's state debt collection laws?
What are Massachusetts's state debt collection laws?
What are Michigan's state debt collection laws?
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What are Missouri's state debt collection laws?
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What are New Jersey's state debt collection laws?
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What are New York's state debt collection laws?
What are Ohio's state debt collection laws?
What are Oregon's state debt collection laws?
What are Washington's state debt collection laws?
What are Rhode Island's state debt collection laws?
What are Tennessee's state debt collection laws?
What are Virginia's state debt collection laws?
What are Wisconsin's state debt collection laws?
How should I find out what are the state debt collection laws?
What are a collection agency's recovery rates?
What kind of tenant screening services are offered?
How do I perform employee background checks?
What should the preemployment screening report include?
How do I seek out debt collection agencies with good debt collection recovery rates?
What should I look for when searching for a debt collection agency?
What qualities do good debt collectors possess?
How should small businesses utilize debt collection agencies?
What are some interesting debt collection agency facts?
What companies were the top 10 debt collection agencies in 2002 in the U.S.?
What is the total outstanding consumer credit in the U.S.?
What are some consumer credit information about the U.S. credit economy?
How do I go about using automated online collection services?
What do I want my debt collection agents to accomplish using our call center services?
Do you have call center services?
What can I expect from rent recovery services?
What is a bank levy and how do I stop it form happening to me?
What kind of non-judgment recovery services are offered?
What kind of judgment collection services are offered?
Where does the government stand on wage garnishment laws?
Should I use skip tracing services to find debtors?
What kind of contingency collection services are offered?
When learning how to collect a debt, what are some ways to improve debt collections?
When collecting debt, what are some common causes a debtor or business owner can sue a creditor for?
How does the process of debt collecting go?
How should a business go about collecting a debt?
What items may not be mentioned in consumer credit reports?
What is the Federal Fair Debt Collection Practices Act?
What are some fair debt collection practices debt collection agencies should follow?
What are some fair debt collection practices?
What are some fair debt collection laws?
What is the Debt Collection Improvement Act (DCIA)?
What is the Debt Collection Improvement Act of 1996?
What is the Fair Credit Reporting Act?
Where can I find the entire federal Fair Credit Reporting Act official document?
Recent Agencia De Cobro Questions
Q.
In Ohio, is it necessary for a collection agency to be registered or licensed and if so with whom?
thanks
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Q.
I am currently cleaning up my credit. I live in the state of Kentucky and would like to know how long can creditors report negative information (in years). Thank You
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Q.
what if someone tells you that their credit card bill is out of statute? Example the cards last payment was 7/98, and the account is ready for litigation. Does this fall under the open contract for 5year out of statute, and do we have to stop collections? If judgmnet was tried to be obtained would this hold up in court?
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Q.
Hi,
I am looking for a Collection Agency. Can you recommend any? or maybe you can advise which one is the most efficient.
Thanks,
Ela
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Q.
how long can a debt collector try to collect a debt? i bought a car over 9 years ago, they sold it at auctin and only got 300 for the car and it had a value of over 10k now they are coming after me again w/ judgments etc.... what can i do?
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Q.
Does Missouri allow wage garnishments on open account/credit card debts?
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Can a lien be placed on my home if a judgment is awarded against me for an unpaid credit card debt?
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Q.
I recently paid off a debt that had been in collections. The collections office sent me a letter stating it has been paid in full however it is not their responsibility to report it to credit agencies. I don`t want my credit reports to show something is in collections when it ISN`T. Who and how do I contact Experian, Equifax, and Transunion (and any other credit bureaus necessary) to report payment in full? I would appreciate any assistance/advice you have for me.
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Q.
I am in the collections field & my question is, are there any laws that prohibit individuals in our field from using company skip sites for their own personal gain? My problem is I have an ex roomate who is currently using her companies Westlaw site to skip me & she is bragging about it. She has obtained my social and Texas driver`s lisence #. Thanks.
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Q.
CAN A MEDICAL OR DENTAL BILL HAVE INTEREST OR A COLLECTION FEE FOR GOING TO A COLLECTION AGENCY?
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Q.
what licensing do i need to operate from the state of new york collection business.
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Q.
I believe I have a collection against me but I can`t find who to contact. Is there a website that will show me the collections against me?
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Q.
can i call my tenant that skipped out on the lease,to collect the money owed during the hours of 8 am and 9 pm?and if so is it considered harassment?and the security deposit has been exhausted due to maliscious damages done to the property?
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Q.
A collection agency has threatned to take legal action such as garnish wages. Can i stiop this by sendung a reasonable amount payment. I was not trying to avoid paying the bill . We were waitining on insurance co. to reprocess the claims.
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Q.
is it right for a creditor to call 3-4 times aday. I am paying this debt my mother has and cannot pay the amount of the bill due, my mom now has alzhemier`s and cannot help me. How many times aday are they too call. Is that a form of harrassment?
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Q.
What is the statute to collect on a NSF Check
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Q.
Can I turn someone over to a collection agency if they have a dilinquent bill, but are making payments on it? The payments are not the amount we asked for in our payment plan, but we are cashing their checks.
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Q.
I am the office manager for a small medical office. We are trying to manage our collections in-house. Is there a way to submit past due accounts to a credit bureau without going through a collection agency?
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Q.
My wife and I just received a judgement on 8 April 2005 against an individual that is the sole owner of a tinting company for damages done to her vehicle during services performed for a little over $400.
We are quite sure this individual isn`t going to pay us anything, or attempt to delay payment for as long as possible. We just don`t want to deal with this man. After we attempt making payment plans with him and he fails to pay, what are our options for a collection agency? How long must we wait until he fails to pay (Or do we even have to wait at all?) before we submit this to an agency? What happens when we submit this to an agency? Does the agency "buy" our judgemment from us for a percentage of the judgement, then we never have to worry about it again, because it`s now the collection agencies problem? Thank you for any advice you may have.
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Q.
Is there a certain stipulation on when a settlement offer is due, if our clients dont give us a deadline or have a problem of when we collect the settlement. Our usual offers are 60 days
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Q.
Can I send notices and letters to debts for a friend to try to collect money that is owed to him without being licensed to do collections? I have a County Business License for Skip tracing. or do you recommend that I skip and use someone like an online collection agency like Olddebts.com? I have a home based business and will only have small (very small ) Collections most of my work is Skiptracing what do you reccomend? Thank you - A
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Q.
what is the statute of limitation on a failure to appear warrant for a bad check?
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Q.
Can a collection agency call my house regarding a debt my mother has? I would like information on how to stop them from harrassing me!
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Q.
What is the maximum allowable contactual interest rate for unpaid consulting services in the State of Illinois?
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