Answer to this Question
Answer provided 7/12/2005 2:09:06 PM
Q.
can i call my tenant that skipped out on the lease,to collect the money owed during the hours of 8 am and 9 pm?and if so is it considered harassment?and the security deposit has been exhausted due to maliscious damages done to the property?
A.
Dear rpiaz74,
Since you are not a collection agency, and you are collecting a debt owed to you personally, you are not governed by the Fair Debt and Collection Practices Act (FDCPA).
The specific hours mandated by the FDCPA to call debtors are only enforced to collection agencies, as are other laws in the FDCPA. You may attempt to reach the debtor at any time you see fit.
If money is legitimately owed, then you have the right to collect it.
The Collection Guru.
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