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November 17, 2006, Newsletter Issue #63: Ohio Collection Agency Laws
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Tip of the Week
Following is some important information on Ohio debt collection laws including: Ohio Statutes, Ohio Judgments, Ohio Garnishments, Ohio Interest Rates, Ohio Bad Check Laws and Ohio Collection Agency Requirements.
INTEREST RATE Legal: 10% Judgment: 10%
STATUTE OF LIMITATIONS (IN YEARS) Open Acct.: 4 Sales Contract (UCC2-725) Written Contract: 15 Domestic Judgment: 21 renew every 5 Foreign Judgment: 21 renew every 5
BAD CHECK LAWS (CIVIL PENALTY) The greater of $200 or three times the amount of check and attorney fees (no maximum)
GENERAL GARNISHMENT EXEMPTIONS See federal law. Garnishment limited to once a month per employee.
COLLECTION AGENCY BOND & LICENSE Bond: No License: No Fee: No
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