About State by State Debt Recovery - State Debt Collection Laws


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New Jersey Collection Agency Laws

Following is some important information on New Jersey debt collection laws including: New Jersey Statutes, New Jersey Judgments, New Jersey Garnishments, New Jersey Interest Rates, New Jersey Bad Check Laws and New Jersey Collection Agency Requirements. INTEREST RATE Legal: 6% Judgment: No Statutory Provision STATUTE OF LIMITATIONS (IN YEARS) Open Acct.: 6 Sale of Goods: 4 Written Contract: 6 Domestic Judgment: 20 Foreign Judgment: 20 BAD CHECK LAWS (CIVIL PENALTY) N/A GENERAL GARNISHMENT EXEMPTIONS $142.50 wk. min. 10% of gross earnings $142.50 & Over COLLECTION AGENCY BOND & LICENSE Bond: $5000 Surety License: No Fee: No

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