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Louisiana Collection Agency Laws

Want to learn more about state by state debt recovery? What about debt recovery in Louisiana?Following is some important information on Louisiana debt recovery laws including: Louisiana Statute of Limitations, Louisiana Judgments, Louisiana Garnishments, Louisiana Interest Rates, Louisiana Bad Check Laws and Louisiana Collection Agency Requirements. INTEREST RATE Legal: 9.75% Judgment: 9.75% STATUTE OF LIMITATIONS (IN YEARS) Open Acct.: 3 Written Contract: 10 Promissory Notes: 5 Domestic Judgment: 10 Foreign Judgment: 10 BAD CHECK LAWS (CIVIL PENALTY) After 30 day written demand (certified or registered), twice check amount. Attorney fees & court costs GENERAL GARNISHMENT EXEMPTIONS 75% disposable earnings per work week, but not less than 30 x fed. min. hourly wage. COLLECTION AGENCY BOND & LICENSE Bond: Yes - $10,000 License: Yes Fee: $200 Initial $200 Investigation $200 Renewal $100 Branch $100 Branch Renewal

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