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Facts about accuracy include that Experian's credit files contain records on approximately 205 million credit-active consumers and 15 million U.S. businesses. Each month, there are more than 4.5 billion updates to credit report information throughout the U.S. The American credit databases are the most accurate and secure in the world. Experian has a long, distinguished record of responsible stewardship of the data in our care.
Facts about privacy include that Experian uses state-of-art technology to both protect credit data and maintain strict privacy standards in accordance with the Federal Fair Credit Reporting Act. No one is permitted to see consumer credit reports unless they have permissible purpose and the Experian credit bureau has verified the identity of the person making the request. We will, of course, share your credit file with a credit grantor when you instruct us to do so. An example of this would be a bank that is making a credit decision on a loan you have applied for. for more information, check out www.experian.com.