Tips on Unfair Debt Collection Practices

According to the guidelines outlined by the Federal Trade Commission, unfair debt practices include the following: - Applying a payment to a debt that you are unaware of or do not believe you owe. - The act of depositing post dated checks prior to the due date - The collection of a debt greater than the debt owed; unless your state authorizes such charges. - Make false threats regarding the confiscation of property For more information on fair debt collection practices, visit the Federal Trade Commission (FTC) website at www.ftc.gov.