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January 19, 2007, Newsletter Issue #72: Kentucky Collection Agency Laws
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Tip of the Week
Following is some important information on Kentucky debt recovery laws including: Kentucky Statutes, Kentucky Judgments, Kentucky Garnishments, Kentucky Interest Rates, Kentucky Bad Check Laws and Kentucky Collection Agency Requirements.
INTEREST RATE Legal: 8% Judgment: 12%
STATUTE OF LIMITATIONS (IN YEARS) Open Acct.: 5 Written Contract: 15 Oral Contract: 5 Domestic Judgment: 15 Foreign Judgment: 15
BAD CHECK LAWS (CIVIL PENALTY) N/A
GENERAL GARNISHMENT EXEMPTIONS 75% of disposable income or 30 times the federal minimum hourly wage (whichever is greater)
COLLECTION AGENCY BOND & LICENSE Bond: No License: No Fee: No
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