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December 22, 2006, Newsletter Issue #68: Missouri Collection Agency Laws
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Tip of the Week
Following is some important information on Missouri debt recovery laws including: Missouri Statutes, Missouri Judgments, Missouri Garnishments, Missouri Interest Rates, Missouri Bad Check Laws and Missouri Collection Agency Requirements.
INTEREST RATE Legal: 9% Judgment: 9%
STATUTE OF LIMITATIONS (IN YEARS) Sale of Goods: 4 Open Acct.: 5 Written Contract: 10 Money & Property: Domestic Judgment: 10 (Revived every 3 years) Foreign Judgment: 10 (Revived every 3 years)
BAD CHECK LAWS (CIVIL PENALTY) Three times face amount owed or $100 whichever is greater not to exceed $500 (exclusive of attorney fees)
GENERAL GARNISHMENT EXEMPTIONS See federal law; exempt 90% of week´s net pay, head of household, single person w/o depend. = 75%
COLLECTION AGENCY BOND & LICENSE Bond: No License: No Fee: No
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